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No retirement cash at 58 Dear Dave, I’m 58 years old and have nothing set aside for retirement. My wife and I are on Baby Step 2 of your plan and paying off debt. We have $37,000 in debt not c...read more
Throughout the country, most children are starting a new academic year. Teachers are sending out their lists of required readings, and parents are beginning to gather books. In some cases, classics li...read more
Separate accounts? Dear Dave, I have a full-time job, but I also have a small Etsy business on the side selling 10 products that makes about $200 a month. I don’t see the money from this part-...read more
You’ve had “the talk” with your loved one about assisted living, and you both agree that it’s time for them to make the move. Though your loved one agrees with you, they m...read more
I know you folks like to grill on the Fourth of July and Memorial Day, but hey, it’s hot out there. These cool evenings we’ve been having lately are a great time to fire up the grill, thro...read more
The kids are back in school, and the holidays will soon be upon us. Now is a great time to begin preparing for the busy months ahead and to get a head start on cleaning. Cleaning marks and stains and ...read more
Pre-paid debit cards for kids? Dear Dave, I’ve seen lots of companies marketing pre-paid debit cards for kids. They seem to position them as a way parents can set spending limits for their chi...read more
One of the most unusual products that I have seen hit the market in the last several years is paint with primer in it. I have always thought this was a marketing scheme started by a certain national c...read more
We are off to a great start to the new school year at Russellville City Schools and are already excited about what this year will hold for our students, teachers and administration! Before school off...read more
You need a better plan Dear Dave, My husband opened his own commercial painting business in May. He knows he will have about three months in the year where he’s making little to no income. We&...read more
Turn this into a blessing! Dear Dave, We’re following your plan, and we’re in the middle of paying off all our debts except for the house. My wife just learned she’ll be losing her...read more
Today, I’m not writing about projects, maintenance, hardware or lawnmower issues, just because. There is a special day coming up on August 27 (this Sunday) that, I think, bears mentioning. It i...read more
Home improvement debt?  Dear Dave, I’m debt-free except for my home, and I’m considering having solar panels installed on the roof of the house. It would cost about $27,000. I have ...read more
After practicing Optometry in northwest Alabama since the 1970s, I have been intending to write some “eye facts” to help the people understand questions that I get every day. I realize tha...read more
I don’t know if you have ever heard the song by Tim McGraw called “Humble and Kind,” but I love it. So many things written in the song could make us a better person if we would apply...read more
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