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Do you go to the library often? It’s very relaxing to read for entertainment and to gain knowledge. Libraries are now showcasing books by African-American authors. I found a history book on the...read more
Batteries can be a sore subject this time of year. They are a huge part of our lives now in so many different ways--in power tools, cell phones, cars and trucks, and, of course, lawnmowers. Here are ...read more
Husband’s business is dyingDear Dave, My husband and I have four kids, and I make $50,000 a year. He runs a small business that has been floundering for a while now, so we’re basically li...read more
February 2017 will set the tone for another successful Black History Month. Many Americans were watching Super Bowl LI, a game that was won by New England. It was an unbelievable game for me. Howeve...read more
I usually don’t approach this subject for a couple of more weeks, but I’m seeing the yards begin to green up, and it may soon be time to crank our mowers. A little preparation now will ass...read more
A good marketing ideaDear Dave, I’m a small-business owner with a lawn care franchise. It’s common in our industry, after the season is over, to send out pre-pay letters for the upcoming ...read more
January is always an exciting month for our school system as our students and faculty return from Christmas break refreshed and ready to start the spring semester. From Pre-K through 12th grade, our s...read more
Happy Groundhog Day!! If you don’t know, it’s Thursday of this week. Who’s to know if our furry little friend, Punxsutawney Phil, will see his shadow or not, but according to the lo...read more
You’re Using It WrongDear Dave, I take classes online at a public university that is several hours from my home. I tried to pay for my classes the other day, and my Visa debit card was not acce...read more
Is it unseasonably warm? Yes. Is it spring? No. [Not with the weatherman predicting temperatures close to freezing for this weekend.] But this weather sure does make you think about getting outside ...read more
Run From That Guy!Dear Dave, My husband was recently laid off, and he has $229,000 in a 401(k). He has been told that he should roll it into a hybrid annuity. Is this a good idea?DurnaeDear Durnae, ...read more
It’s not quite spring yet, and we probably still have a round or two of ice or snow to contend with, but it’s not too early to be pondering the spring garden. For those who just can&rsquo...read more
To be unclear is to be unkindDear Dave, My friend and I are roommates, and we’ve always had an agreement that we split each of the bills fifty-fifty. We both work and have decent jobs, but for ...read more
Christmas has been over for a few weeks now, but there is an amazing person I would like to acknowledge. A special heartfelt thanks goes out to him. And I’m sure you will know who you are after...read more
While we are on the subject of birds, now is a great time to prepare for spring visitors, namely bluebirds. Following are plans and tips for building bluebird boxes to attract this colorful species. ...read more
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