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The Windy City of Chicago is endowed with history! The story of Black History begins in Chicago during the late summer of 1915.The state of Illinois sponsored a national celebration of the 50th anniv...read more
It was almost eight years ago when I was awakened one morning at my house on Upper Bear Lake by the yapping of puppies. The only problem was I didn’t own a dog. I walked outside to find eight ...read more
As I mentioned last week, we have already experienced a wide range of weather patterns just this year, including tornadoes. We know from past experience that March and April are prime time for severe ...read more
Investigate your options Dear Dave, I’m single and a firefighter, and we have a pension plus a 457(b) retirement plan. I’m not contributing to the 457(b) right now, because I’m fol...read more
It’s the end of February, and already we in north Alabama have seen frigid temps, high winds, tornadoes, dangerous lightning, torrential rain and record flooding. As we envision the advent of sp...read more
Insurance and savings Dear Dave, I just realized our insurance has a health savings account (HSA) option. We’ve considered dropping this insurance soon and going to a cheaper Christian medical...read more
Chainsaws are one of the best power tools you will ever own. Whether you burn firewood, clean off fence rows or trim trees, a good chainsaw can make big jobs go quickly. But they can be very dangerous...read more
Zero percent interest? Dear Dave, I know you’re against financing purchases. However, is it okay to finance things like furniture at zero percent interest? Detrick Dear Detrick, We just fin...read more
Valentine’s Day is February 14th, and there are many ways to show your love to that special someone. There are chocolates, flowers, cards--generally just doing something for that person. Who&r...read more
A teachable moment Dear Dave, My mom is single, and she co-signed on my student loans for college. Would it affect her credit if I couldn’t or didn’t make the payments? Terri Dear Terr...read more
Since the recent campaigns are over and we are now in a non-political year, I want us to consider some of the subjects concerning what people really need and what they want their elected officials to ...read more
RAMPS. If you are any kind of outdoor guy or gal in the South, you probably have a set. Ramps are important and useful for loading four-wheelers, lawnmowers and various sports and farm equipment. Whet...read more
Let her take care of the payments Dear Dave, My daughter is in college, and I’ve always warned her to stay away from credit cards. Recently, I learned she got a department store credit card de...read more
Baby, it’s cold outside. And about to get colder. Just in case you didn’t get those pipes wrapped and insulated before the hard freeze, here are some tips on thawing them out. Did you kno...read more
Relationships and money Dear Dave, My father-in-law wants to help us with our mortgage. We’ve been working hard to pay off our home early, and we’ve reduced what we owe to around $35,000...read more
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